Othello study question

There are three mall reasons for why Ago hates Othello. The first being that Ago deeply believes that there used to be an affair between his wife Email and Othello. While there is no actual evidence to support the affair, the fact that Ago believes it happened supports the fact that he is very paranoid and might be searching for reasons to hate Othello. The second is that Othello denied Ago a promotion he believes he very much deserved.The fact that Othello gives the promotion to Cassia is what leads Ago to take out revenge on both. The third (and most obvious reason to me) Is the simple fact that Othello Is a Moor (black) and Ago Is angry act the fact Othello has authority over him and is praised by the other characters. On line 1. 3. 322, Ago meant that we get to choose who we want to be and that whatever we nurture becomes our nature. Ago chose to warn Othello because he is two-faced and wants to remain on Othello side just long enough to take him down. . Line 1. 2. 60, spoken by Othello, means that neither Barbarian or Ordering had ever drawn there swords before. Othello is mocking them because they are both inexperienced and are pulling out shiny new swords against a great warrior. Act 2 1 . Ago (who we all know to be a sexist by now) Is very cynical towards females and views them all as meaningless. We can tell from way he treats his wife that he Is unappreciative of women. He Is also very critical and engrave towards all women, believing them to be nothing but deceptive.On line Ago describes women as being â€Å"pictures out of doors, bells in your parlors, wildcats in your kitchens, saints in your injuries, devils being offended, Players in your housewife, and housewives in your beds† (all deceptive and unfaithful creatures). . Shakespeare reveals Sago's true character through soliloquies because they give Ago a chance to actually be honest outside of his deceptive character in the main story.This is where the dramatic irony of the drama comes fr om. Sago's soliloquies also further the motif of the contrast between light and darkness (Ago revealing in his soliloquies the darkness of his heart matches the darkness of Othello skin, making them opposites Inside and out and how most of lagans evil plans are set Into motion at night, the physical representation of Sago's Inner personality). All of this

Short Term and Long Term Financing

Short Term Finance What is Short Term Financing? Short term financing is basically refers to additional money for a business which requires for running its business for short terms which is usually a period of one year. There are some sources of short term finance which are as following:- Overdraft Overdraft bank basically means a facility that the bank provides to its customers where the customer is given permission to draw money from the banks in surplus of their balance in their heir bank accounts.When taking overdraft from the bank, the account must be zero to get extras extension of money and the interest rate will be very high and we have to pay back the bank in a very short period of time. Trade Credit Trade credit refers to buying products and servicers of a business which needs in the course of its business on credit, depending on the trade practices prevalent in a particular industry, the nature of the business relationship between the supplier and the company may give a di fferent time period to pay the products and services they buy from different suppliers.Exactly as companies get their credit from their suppliers, they must also give credit to their customers. The customers are given 50 to 60 days to pay up the bills. After 60 days, interest will be applied on the customers. If the customers are unable to pay, the will be asked for installment plan. Bank Loans Bank Loan means loans which are given to banks which need to repaid their installment over a fixed period of time which may be short or long term period. Even though it is called bank loans, these loans can be move forward by banks or other financial institution.Usually loans like this are generally given for a certain reason such as purchases of capital equipment. Advantages/ Disadvantages of Short Term Finance Short term financing is a method to raise funds which involves financial responsibility that is needed to be repaid within a year or less. Short term financing is flexible and a fast way for companies to obtain working capital for their daily operations. The main disadvantage is that a company may be too dependent on short term funds and threatened to high banking fees and interest rate.This will may affect the profit margins. Speed Short-term loans can be achieved much fast and easier compared to long-term financing. Lenders will not make through an examination of the company’s account for short-term lending compared to the case they do for long-term loans. Medium size companies do not have large amount of cash and are vulnerable to sudden financial shocks such as non-payment by a key debtor. Flexibility Small companies usually have seasonal variations in the cash and need access to capital over that period.Overdraft protection is one of the form of short term finance where the bank agrees to pay the company’s cash withdrawals, checks, and electronic debits to a certain limit. The lender will charge a fee for this facility on any balance outstandi ng. The cost of short term finance may be lesser compared to the long term finance where the cost may be higher. Drawback to this type of short-term finance flexibility is that the bank can withdraw the overdraft protection in a short notice. Risk Market circumstances, such as retreat, may cost the small businesses into borrowing a large amount on a short term basis.Short term finance can be a risk factor for the borrower A short term loan can be renewed by the lender on a certain terms than the original contract. This does not only cause the businesses to face a high cost of capital, it may not be able to service the amount of debt collected. This will put the company in a weak position where it could cause the company to be bankrupt. Management Lenders who extend their short term financing does not involve themselves in the business decisions about capital investment.Long-term finance is associate by the number of provisions, such as caps on the salaries of the companies principal s or limits on other financial arrangements, which will restrict the business actions. Long-term Finance What is long-term finance? Long term finance is basically holding an asset for a long period of time. Providing the type of security and a long-term asset can be hold as short as 1 year or as long as 25 years or more. Long-term finance also means funding which are obtained for a time frame exceeding the duration of one year.When business borrows money from a bank using long term finance methods, it will be expecting the loan to be paid back more than one year. Example, making payments on a 20 year mortgage. Long -term finance are usually for expansion of new markets, purchases of assets such as machinery, land and buildings and business growth through the acquisition of other businesses or properties. Its types of long term finance are as following :- Venture capital Venture capital is becoming an increasingly important source of finance for growing companies.Venture capitalists are generally very wealthy groups of companies or individuals which specifically set up for investment in developing companies. Venture capitalists are usually on the look out for companies with have potential. They are ready to offer money to help businesses to grow, in return the venture capitalist get some ownership of the company as well as share in the profits made. Venture capitalists usually are prepared to take projects which have a high risk and which some banks might not wan to get involve in.The advantage of this might be heavier because the possibility of the businesses losing some of their independence in making a decision. Example of venture capitalists who are also called as private equity firms are Hermes Private Equity Debentures If a company wants to borrow a big amount of money for a long but fixed period of time, it can borrow from the general public by issuing loan certificates called Debentures. The total amount borrowed is divided into units of fixed amount. T hese are debentures are usually offered to the public to subscribe in the same manner as it is done in the case of shares.A debenture is issued under a seal of the company. It is written for acknowledgement of money borrowed. It also specifies the terms the terms and conditions such as security offered, rate of interest and time repayment. There few types of debentures which are as following :- 1. Redeemable debentures and irredeemable debentures Redeemable debentures These are debentures which are repayable on a pre-arranged date or any time depending to their maturity provided the company wish and gives a notice to that effect. Irredeemable DebenturesThese irredeemable debentures are also called perpetual debentures. A company is not bounded to repay the amount during the period of time given. If the issuing company fails to pay the interest, it has to reclaim such debentures 2. Convertible Debentures and Non-convertible Debentures Convertible Debentures The holders of these conve rtible debentures are given the options to convert their convertible debentures into equity shares and ratios as decided by the company. Non-Convertible Debentures These non-convertible debentures cannot be converted into sharesMortgage Mortgage is a loan specifically for the purchase of a property. Usually businesses do not buy property through a mortgage. Mortgages are usually used as a security for a loan. This tend to happen with smaller businesses. Example, A sole trader running a florist shop might want to shift to a larger premise. They will find a shop with a price of $100,000. To give this sort of money, the bank will want to have some sort of security as a guarantee that if the borrower cannot pay back the money to the bank, the bank will be able to get back their money.The borrower can use their own property as a security for the loan, it is called taking out a second mortgage. If the business is not able to pay back the bank the loan then the bank has the right to take t he house and sell it to recover their money. Using mortgage this way is a good way of rising finance for small businesses but it also carries a big risk. Advantages/ Disadvantages of Long-term finance Stability If we have a long term financing, that means we have a stability and no need to search for financing often compared to short term financing.This also means that it will be easier to project our cash flows and earnings as we will know our expenses every month. Short term financing does not offer these advantages, because we have to constantly renegotiate the terms of our agreement. Cost of Capital Having a long term financing gives us a better idea of the long term cost of capital. By this way we will have a better understanding on which projects are worth pursuing or not. IF we don’t have long term financing in place, our cost of capital may change all our negotiation of our terms.This will lead us to more confusion in figuring out what kind of profitability we are loo king for in a project. Differences between short term and long-term finance Duration Most of the short-term financing occur over short period of one year, even though some of the sources can last up to three years or more. However long-term financing is like home mortgage which usually have a longer period of time up to 30 years. Interest Short-term financing is repaid over a short period of time, the interest cost to borrow the money will be smaller.However, long-term sources such as Bank loans which have high interest rate due to the amount of time taken to repay the capital. Types Short-term and long-term sources of financing differ in instrument type. Example of short-term sources includes leases, short-term commercial loans, account payable and bank overdraft coverage. However example of long-term sources includes retained earnings, finance leases, venture capitals and company shares Which one is more preferable to choose short term or long-term finance?Conclusion, it would be generally be better to choose short-term loan over a long term finance if the school Halls Creek High school budget allows it. This will increase the monthly payments as much as possible to take advantage of the lower interest rate. The combination of bigger the monthly payment and smaller interest rate will allow the school to have a bigger payment on the outstanding balance. This will help the school to pay less interest on the loan taken and end their mortgage sooner. .

Cultural geography has changed my view of the world Essay

Cultural geography has changed my view of the world - Essay Example nd that the main reason for the growth of the international business in the global economy from the 20th century is due to transport and communication improvements brought about by globalization. This explains the increased business relations of between various countries across the globe. The economic and cultural interdependence seen in the world is also because of globalization. It has also enabled me to understand the aspect of westernized world and why it has been influential across the globe. It has helped me understand that the process of westernization joins the western influences and interests with parts of those countries that are affected. These affected countries or communities are often trying their best to understand and change towards the westernized society in search of the western life or some of its aspects. Cultural geography has also helped me understand that there are three categories of landscapes ranging from those built by humans, others that have evolved organically, and others that are associative or valued due to religion, art, or cultural dimensions. Initially, I thought globalization had done the world more harm than good due to the economic hardships witnessed in some countries. These economic hardships resulted into increased difference between the rich and the poor. However, globalization, according to cultural geography has enhanced increased the levels of communication and transportation thus increasing the levels of international business in the global economy (Ritzer, 2010). Moreover, I had the notion that western countries are less affected in the aspect of westernization of non-western countries. However, such western countries adopt various changes either cultural or psychological in the event of establishing contacts with various other groups in non-western groups in the globe. They adopt changes, which are in line with their lifestyles, physical appearances and other aspects and shifts in the cultural patterns. Moreover, I

Discussion post Essay Example | Topics and Well Written Essays - 250 words - 8

Discussion post - Essay Example As indicated in the regulations and guidelines issued by the Department of Health, Education and Welfare, the IRB teams should comprise of at least five individuals including a representative of the community. This enables the IRB to review a proposed research on the basis of community, legal and professional acceptability (Codina, 2014). After going through ‘Protecting Human Research Participant’ course, I had an opportunity of discussing with a nurse engaging in research about prevention of ventilator pneumonia in babies in the ICU. From information gathered, the nurse had completed the initial training in research ethics prior to submission of a protocol. She was able to undertake the online training offered by the Collaborative Institutional Training Initiative (CITI), for engaging institutions (Mateo & Foreman, 2013). In my workplace, the IRB comprises of two hospital administrators, clinicians, nurses, a professional in medical ethics, two lay individuals from the community, and a statistical professional. The IRB maintains an equal gender ratio. The IRB acts as a screening centre for issues of conflict of interest in research or institution and is also responsible for monitoring difficulties in the study. The IRB is governed by FDA, and its practices and policies are reviewed periodically for cert ification (Zenios et al.,

Learning Styles Essay Example | Topics and Well Written Essays - 500 words

Learning Styles - Essay Example The score of 3b means that I am a fairly well-balanced individual on the two dimensions of the scale. According to this result, I can learn best as either a visual or a verbal learner. Visual learners are good at remembering best what they see as opposed to verbal learners who work best with words. Visual learners prefer the use of diagrams, timelines, pictures, films, flow charts and demonstrations in order to grasp what is being taught. On the other hand, verbal learners make the best of their learning when written and spoken explanations are made (LeFever, 1995). Being a fairly well-balanced type of learner, I have the qualities of both a visual and a verbal learner. I can, therefore, fit in well in any of the above two teaching environments.I believe these results are quite accurate since I have experienced a positive result while learning in the above two kinds of environments. I also believe that I have an upper hand compared to most students who fall on either side of the scal e since I can be able to adapt to any teaching environment I fall under. ConclusionAfter taking the test and scoring a 3b, I am more confident on the type of learner I am due to the double advantage I possess of being able to learn in both a verbal and a visual environment. College education being mostly in form of lectures, I will capitalize on my verbal learning strength by working in groups and trying to better my understanding by explaining teachings and concepts to other students.

Multiculturalism in teaching and learning Essay Example | Topics and Well Written Essays - 500 words

Multiculturalism in teaching and learning - Essay Example Multicultural education in Australia is believed to serve two main purposes: on the one hand, prepare all students to live in a multicultural society; on the other hand, ensure equal future opportunities for migrant and native students. Besides, multicultural education encompasses several dimensions. James A. Banks, one of the most influential and renowned multiculturalist, outlines five of them: integration, knowledge construction, prejudice reduction, equity pedagogy, and an empowering school culture (Banks, 2003). These dimensions additionally emphasize the multifaceted and broad nature of multicultural education. Yet, it will be misleading to forget that the concept remains a relatively new one that continues to change: the key question is whether multicultural education is still relevant these days or new challenges produced by modern society has gradually turned it obsolete The answers given to this question vary amazingly. Many believe that multicultural educational policies help students develop new human capabilities and new identities in order to properly respond to the increasing need to recognize cultural diversity.

Modern Translation Technology Essay Example | Topics and Well Written Essays - 3000 words

Modern Translation Technology - Essay Example Translation is the transfer of literal information from one form to a form desired by the user. This may include the transfer of information from one language to another or the interpretation of information from a technical form to a form that is familiar with the recipient; for example the translation of scientific and technical information to a layman language. Technology is at the heart of all these activities with the language translating software playing a major role in translation. With the widespread use of smartphone and other computerized resources, they are used to translate various print materials to electronic materials (Cronin 2013, p.1). The use of copyrighted materials in the various website has created controversy with the technology enabling the access of copyrighted electronic material (Song 2011, p.58). This has led to the infringement of the rights of the owners of the material. The increased demand for translation in line with the 24hour economy has made increase d application of technology in translation is inevitable. Technology has had its toll in translation and more effects are expected in the near future. Anybody can translate information, though this may lead to distortion of the original information in the process thus the need for professional translators. Therefore, not all translators are professional and not all information available in the translation software is always correct since they are all created by human beings and are likely to have errors, thus a professional translator should be consulted to ensure the correct information is passed on. Translation has, therefore, become one of the basic language skills in the modern world.Translation is an age-old art that has been practiced since time immemorial. The lack of recognition of translated work may have set a shadow on translation for a very long time until recently when technology started being applied in translation.